Insurance -Wealth Greens
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What is Insurance?

Insurance is an entity of financial risk management that is created to provide protection from any financial loss. It is primarily used as a fence against the risk of a contingent or uncertain loss in life. The loss may or may not be financial, but it can be reducible in financial terms. In simple terms, insurance is a contract or policy, through which an individual or entity gets financial protection or reimbursement against losses from an insurance company.

The obvious and most important benefit of insurance is the payment of losses. An insurance policy is a contract used to indemnify individuals and organizations for covered losses.

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Types of Insurance

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Life Insurance

Life Insurance is a policy or contract between an insurance holder and an insurer (insurance company) where the latter promises to pay a designated sum of money to the family on the death of the insured person. Depending on the policy, other events such as critical illness or accidental policy can also be added to trigger the payment. The policyholder pays a premium on a regular or lump sum basis. The policy pays a specified amount called a “death benefit” to the named beneficiary, when the insured dies. If you are the bread winner of your family, then life insurance is a must for you.

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General Insurance

General Insurance or non-life insurance is a policy which covers health expenses, and secured losses on non-life entities such as automobiles, homes, machinery, or any physical entity. This policy provides payments depending on the loss from any particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance. Owing to the risks posed by natural calamities, diseases, medical emergencies, and accidents, general insurance cover is something that can give a shield of financial protection to them.

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Health Insurance

A health insurance policy gives coverage against medical expenses incurred due to accidents, illness or any injury. You can avail such a policy against monthly or annual premium payments, for a specific time period. During the policy period, if the insured person gets hospitalised, then expenses incurred for the treatment gets covered by the insurance provider.

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Benefits Of Insurance

Financial Security

Insurance provides complete financial support and reduces uncertainties that you may face at any step of your lifecycle.

Future Safety

Insurance protects your present and future lifestyle by covering every financial loss that can disturb your life.


You can cover almost every entity at a very low premium rate with a high coverage amount. It is highly affordable.

Easy Process

Whether you are familiar or unknown with the insurance, getting insurance is a really non-complex and easy process.

Wide Variety

Insurance comes in all different sizes and as per your requirement, so you cover any valuables in the desired way.

Peace Of Mind

When you are financially secured from all the uncertainties of the future , you attain greater peace of mind in life.


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